How much would you pay for an expensive toy? hundreds? Thousands? Millions? You’d be surprised at what some people are willing to pay for jewel encrusted cars or top of the line Barbies. If you balk at paying $30 for a box of tinker toys, what follows probably isn’t for you.

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It seems the magic plastic is now ubiquitous. Not only can you buy the bigger purchases, that big flat screen tv, the xbox, but now even drive through fast food joints are in on the act. I even heard rumors of a Coke machine doing the rounds that accepts credit cards, though I have yet to see one.

Could this be the end of cash?

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Most Americans over the age of 18 have at least two credit cards each. From cashback rewards to single monthly payments, credit cards can be handy for sure.

However, they can also be trouble, especially for those who don’t take the time to educate themselves as to how to use credit cards smartly.

Even so, there are some people who simply cannot get credit cards because of bad credit or other reason. For those who can’t use credit cards, or those who don’t want credit cards, there are ways to get along without. Behold:

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People will buy anything, no matter how dumb. Pet rocks and singing fish sold out of the store and while no one will admit to owning one, someone has to be buying it.

Check out a bunch of  dumb ideas that made a lot of money. Maybe they’re not so dumb after all…

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Hungry? Rich? If so, you might be willing to indulge in some of the world’s most expensive foods. From $425 beer to the $1000 sundae, there’s no shortage of overpriced food for those with money to spare.

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My wife and I have a shared phobia.

… Credit Card statements.

Now you are probably either thinking “What the -” or sitting there hugging yourself, nodding in agreement.

It’s not so much the statement itself, rather the feelings it triggers and what it represents.

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Do you like to talk the talk but have trouble convincing others you walk the walk?

Do you brag about your net worth when the truth is, you haven’t two dimes to rub together?

Don’t despair. No one has to know you’re flat broke.

Here are some ways to give the illusion of having money, when you may really just be a step above living in a double wide.
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In the United States $250,000 can get you a nice little home, plot of land, or apartment. You can’t always find luxury real estate at this price, but there are still some nice properties to be found. Ever wonder what kind of real estate can be found at this same price in different parts of the world? Check out five properties located around the world: Read the full story

As gas prices in the United States climb closer and closer to $4, no one is celebrating.

However, people who want to save on gas have several tricks up their sleeves. None of these make the pain of gas prices go away, but they can help to reduce the impact.

1. Gas rewards credit card
Use a credit card that gets you 3-5% cash back either at all gas stations or at your favorite. If you limit your options to a single gas station, you will often be rewarded with 5% or more cash back.

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The Credit Card APR can be a source of much confusion. It’s funny, a financial tool that is partly about making spending money easy should be so confusing. Even more funny, the very companies that should be explaining this stuff seem to want to keep the mystery going. So here it is, the APR in a nutshell!

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