Proposed credit card legislation could help the card holders

Changes being proposed by new legislation could force credit card companies to play fair with their customers. Though the credit card companies vehemently contend their practices are fair and necessary, their customers and, apparently, lawmakers disagree. Some of the more controversial practices of the credit card companies are under fire. Interest rate hikes, customer notification of changes, and billing cycles are being targeted by proposed legislation and may have to be adjusted if the changes are successfully passed.

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Had Your Credit Card Refused?

24 September 2008

One of the most embarrassing aspects of shopping, second only to being wrongly accused of theft, is having your card refused. It’s bad enough when it is refused because you have no credit limit left (it happens), but when it happens for no reason it is more frustrating.

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Could Your Family Survive a Month of No Spending?

18 September 2008

How would your family react if you suggested no toys, no lattes, no gadgets, and no luxuries, for a whole month? Personally, I prefer working to a budget rather than going cold-turkey, but if you have a serious case of materialism-addiction, perhaps a complete spending detox could be just the thing …

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