5 Practical Tips for Handling the Recession

by Shannan

When times are tough, it’s time to examine the choices you make about the financial resources you have available to you. Here are 5 tips to help you ride out the recession a little easier. 1. Compare rates for everything. In a recession, you need to examine where your money is going. Get out your [...]

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5 Ways to Save Money on Your Wedding

by Shannan

Weddings are (hopefully) a once-in-a-lifetime experience and you want to do everything you can to make the day a memorable one. When the economy was racing along, spending on weddings got out of control. The good news is that it is possible to have a wonderful day without breaking the bank. Here are some suggestions [...]

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5 Tips for Buying a Home During a Recession

Current economic conditions have made life challenging, to say the least for many families. At the same time, the recession has created some interesting opportunities for people who are interested in getting into the housing market. Mortgage interest rates are low, and the federal government is offering tax credits for buyers. What do you need [...]

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American Express Pays Customers $300 To Close Accounts

This week American Express (AMEX) let the cat out of the bag on their strategy for dealing with the imminent spike in credit defaults: entice people to pay off their credit card balances BEFORE they lose their jobs. Of course, American Express is not spinning it in quite those terms. Their PR firm decided it [...]

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Visa Black For The High End

As the recession hits harder and harder, the banks are tightening up and issuing less and less credit cards to less and less people. Credit card companies are basically trying to increase the quality of their card holders, taking on less risk. So while many middle-class people are finding it hard to find a good [...]

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Using Cellphones as Credit Cards?

In the future will our cell phones be our credit cards? The New York Times recently featured an article asking us to imagine “a technology that lets you pay for products just by waving your cellphone over a reader”. That’s not a new idea. It’s been around for a while. In fact, a while ago, [...]

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Proposed credit card legislation could help the card holders

Changes being proposed by new legislation could force credit card companies to play fair with their customers. Though the credit card companies vehemently contend their practices are fair and necessary, their customers and, apparently, lawmakers disagree. Some of the more controversial practices of the credit card companies are under fire. Interest rate hikes, customer notification [...]

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Had Your Credit Card Refused?

One of the most embarrassing aspects of shopping, second only to being wrongly accused of theft, is having your card refused. It’s bad enough when it is refused because you have no credit limit left (it happens), but when it happens for no reason it is more frustrating.

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Could Your Family Survive a Month of No Spending?

How would your family react if you suggested no toys, no lattes, no gadgets, and no luxuries, for a whole month? Personally, I prefer working to a budget rather than going cold-turkey, but if you have a serious case of materialism-addiction, perhaps a complete spending detox could be just the thing …

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Have You Signed Your Credit Card?

Many people when they received their credit cards in the post either forget or refuse to sign them. Only the other day, my nephew said he wasn’t going to sign his brand new plastic friend because of “security reasons”. His rationale was if he signed it, whoever stole it would know how to sign it. [...]

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